• Less Stress – easy, convenient and helpful
• Honesty & Integrity – no "bait and switch"
• Tailored Solutions - a payment that works
• Personal Attention – responsive and available
• Funded Transactions – no last-minute surprises
• Fair & Friendly – every fee explained
• Satisfaction – you WILL be happy

     Even in this modern era of integrated communication and computer technology, a harbor pilot is used to insure safe arrival of ocean going vessels into the San Francisco Bay. The pilot’s sole job is to guide ships through the treacherous entrance and narrow, winding deepwater channels leading to their offloading destination. A wrong turn or miscalculation and the ship is on the rocks or run aground.

              MATRIX is your pilot,...navigating the changing waters of lenders and loan programs. We will guide you safely through the process to a closed loan that fulfills your dreams or improves your cash flow. 

     I just want to let you know that I was very impressed with you and your firm. I feel like you guys are real straight shooters in a world of shimsham. I definitely will contact you again in the future… J.W. – San Francisco

     The thrill of buying a new home can be, at times, a bit over whelming but also a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision.    Want more negotiating power?  Get pre-qualified before house shopping.  Simply fill in the form below and know where you stand TODAY!

     The service was outstanding! I am a busy executive commuting into the City. What little spare time is available I want to spend with my family. Matrix took care of the details and even drove paperwork to me.  Respecting the value of my time will ensure future business. R.J. – Orinda

     Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate, consolidate debt or get cash out. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!  Apply online TODAY by clicking the "Loan Application" button top left.

     Matrix is the best! Thank you Jon for helping us out of the hole we were in. We are breathing easier and didn’t loose our home. I can’t tell you how grateful we are. T. O’C. – Martinez

     Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals, whether home improvement or maybe a vacation home.

     I think it’s appropriate to give recognition where it is due. Our loan officer, Julie, just wouldn’t give up getting a difficult loan done. It was scary knowing that a successful refinance was the difference from keeping our house or losing it. We are SO relieved. She bought us time and hope. M.W. - Antioch